NMLS ID #371287 | (251) 518-4919 | joselyne.ridings@my.morty.com
As Broker/Owner and Co-Founder of Ridings Realty, Joselyne provides enterprise-level leadership to a high-performance team supporting buyers and sellers across Florida, Alabama, and Mississippi. Her operating model centers on real-time market awareness, precision client engagement, and a service culture designed to deliver on each client’s vision of coastal living. Her team is fully aligned around that mandate—mobilizing whatever resources are required to drive outcomes.
With more than a decade of industry tenure, Joselyne has maintained consistent Top 10 Agent status and has been recognized as a finalist in Lagniappe Newspaper’s “Nappies Readers’ Choice Awards” for Best Residential Realtor every year from 2019 through 2025. Her brokerage has earned parallel recognition, with Ridings Realty being named a Nappies finalist for “Best Real Estate Company” in 2023, 2025 and now 2026. Most recently, our Orange Beach office, Ridings Realty Gulf Coast secured the top honor as Gulf Coast Media’s “Best Real Estate Company for 2026”.
She holds the National Association of Realtors’ “Commitment to Excellence” (C2EX) endorsement and “Luxury Home Certification,” underscoring her commitment to elevated service standards. In March 2023, Mobile Bay Real Producers Magazine featured her in its “Broker In Charge” spotlight.
In 2004, she obtained her Florida Loan Originator license gaining the knowledge and experience she needed to achieve her goal of owning her own mortgage brokerage. That dream became a reality in 2006 when she launched Mi Casa Mortgage Group in South Florida. Currently, she is licensed in Florida and Alabama with Mi Casa Mortgage Group powered by Morty.
Drawing on her mortgage background, Joselyne brings a dual-discipline perspective in real estate and finance, enabling clients to navigate both sides of the transaction with clarity and confidence. This, combined with her negotiation skills and low-pressure advisory approach, ensures a high-value, seamless client experience.
Her extensive expertise across sales, investment, lending, and finance equips her to deliver strategic insight, creative solutions, and professional execution at every stage of the transaction lifecycle. She is fully bilingual in English and Spanish, allowing her to support a diverse and expansive client base across the Gulf Coast and beyond. Give her a call today at (251) 518-4919.
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“Best lender I've ever had. Very communicative, quick, and easy to get a hold of when you need to. I like that you can see exactly what step everything is on on their site. They seemed to always be on top of their stuff.”
“I was able to lock in the best rate for my loan and I was cleared to close well ahead of my set closing date. [They] helped me fully understand the terms of the loan and [were] available constantly to answer my questions.”
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“I'm SOLD. They followed me all the way to closing and their online stage-by-stage guide was very easy to understand and I could do 100% by online signature. GAME CHANGER!”
“They gave me the best rate on my home loan amongst all of the many lenders that I researched. Then they were extremely helpful throughout the process. Everything went smoothly with them from start of application to closing.”